The Allianz specialists for Cargo Insurance

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International Insurance Programmes

A global solution to international cargo risks

Not only serving the needs of UK based clients, Allianz Global Corporate & Specialty is also a market-leading provider of comprehensive and tailor-made cargo insurance to international businesses worldwide and across a wide range of industries, through our underwriting centres in the UK, France and Germany.

Supported by robust financial security and the Allianz global network, our customers - who include many Fortune 500 companies and household names - trust us to provide them with international solutions for international risks.

Comprehensive products for all our clients’ operations.

Allianz Global Corporate & Specialty provides the complete answer to managing International Cargo risk. Our flexibility and tailored approach allows us to offer our clients the most appropriate cover for their business operations. This can range from a centrally managed master policy covering multiple operations – that still manages to reflect global realities and local needs – right through to cover on an individual basis for specific circumstances or projects.

International Cargo customers operating in different countries around the world require an accessible and responsive insurance partner with local offices in those areas. Allianz Global Corporate & Specialty’s extensive global network and infrastructure delivers exactly this to our clients and their representatives.

Customised solutions for individual needs.

Our International Cargo products are custom-built to suit the individual requirements of each client’s operations, from major industrial enterprises to individual projects. Depending on the customer’s circumstances and needs, we can cover the entire spectrum of international cargo risk, including:

  • All risks coverage.
  • Global programmes.
  • Import and export and inland transit.
  • Difference in conditions/limits.
  • Rolling stock.
  • Temperature controlled goods.
  • Specie and valuables (including in transit).
  • Cargo consequential loss.
  • Stock throughput.
  • War and strikes (including terrorism for goods in transit).
  • Project cargo.
  • Insurance solutions for captives.
  • Related products through Allianz Group’s specialist insurance companies.
  • Risk management and loss prevention services.

International Insurance Programmes.

For multinational companies that invest and trade on a global basis, Allianz Global Corporate & Specialty offers a specialist solution: bespoke International Insurance Programmes (IIPs) which insure global exposures by combining local policies on a centralised and co-ordinated basis. These offer clients the opportunity to adapt policies designed for specific territories into one centralised Master Programme.

Allianz Global Corporate & Specialty works with Allianz Group’s world-
wide network on IIPs to “think global and act local”.

The International Insurance Programme in practice.

The IIP comprises a central master policy providing global coverage but co-ordinated with locally issued primary policies. This master program provides Difference in Conditions/Difference in Limits (DIC/DIL) coverage as required. It therefore offers harmonised cover for multiple risks in multiple locations, but negotiated and managed centrally.

A controlled master Parent Policy
program combines the advantages of both admitted and non-admitted programmes. It involves the combination of Allianz Group’s global capabilities with our
locally admitted operations. This means that uniformity of cover can be achieved, and central control put in place, but without facing local restrictions and

The benefits of the IIP approach

IIPs allow the risk manager to insure risks consistently and with relevant terms and conditions which are recognised across the global market. As a result IIPs support a uniform risk management philosophy and aggregate buying power at a corporate level. Customers benefit from economies of scale and operational efficiencies, through consistency across the programme, as well as centralised access to the support of a worldwide network.

For further information

Brokers and clients who require further information on International Insurance Programmes,can contact Marcel Ackermann, Global Cargo Manager, Allianz Global Corporate & Specialty London branch.

Tel +44 (0)20 7877 3014

Alternatively visit our Corporate website at